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482 Monk Street
Cobourg Cobourg K9A 2T1

$2,588,000
Residential Freehold beds: 5+2 baths: 6.0

Main Photo: 482 Monk Street: Cobourg House for sale : MLS®# X12955176
Photo 1: 482 Monk Street: Cobourg House for sale : MLS®# X12955176
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Status:
Active
Prop. Type:
Residential Freehold
MLS® Num:
X12955176
Bedrooms:
5+2
Bathrooms:
6
With uninterrupted turquoise views across Lake Ontario, this exceptional Cobourg residence is designed to showcase the water from every level while offering three distinct living spaces for ultimate flexibility. Set in one of the area's most desirable waterfront enclaves, the home blends quality craftsmanship with modern versatility.The self-contained main floor features a beautifully finished 2 bedroom, 2 bathroom suite with a private entrance, modern kitchen, statement fireplace & lakeside patio, ideal for multigenerational living or rental income. The lower level creates a 3rd independent living space, complete with a full kitchen, high ceilings & large window wells that fill the area with natural light, making it perfect for guests, extended family, or further income opportunities.Above, the second & third floors are devoted to panoramic, south-facing lake views. Expansive open-concept living open onto multiple terraces, creating a constant connection to the water creating seamless indoor-outdoor flow. The chef's kitchen is outfitted with bespoke finishes, premium cabinetry & high-end appliances. 2 spacious bedrooms, each with a private ensuite & a stylish family room complete this level.The top floor offers a striking blend of relaxation & entertaining. A lounge with a Scandinavian-inspired suspended wood-burning fireplace opens onto a massive rooftop terrace with panoramic water views. The primary suite is a luxurious retreat, featuring a freestanding tub, glass shower, double vanity, sauna & wet bar. Outside, multiple walkouts lead to a professionally landscaped backyard with hardscaping, lush greenery, ambient lighting, a hot tub, and gazebo. An attached garage and private lift servicing all four levels add convenience & accessibility. With jaw dropping vistas, thoughtful design & exceptional income potential, the Laker house is all about the water, the sound of the waves, storm watching, and stargazing over the lake. THIS is the lifestyle you seek.
Property Type:
Residential Freehold
Property Sub Type:
Detached
Home Style:
3-Storey
Approx. Age:
6-15
Total Approx Floor Area:
3500-5000
Lot Depth:
100'
Lot Frontage:
49'4¾"
Topography:
Flat
Direction Faces:
North
Bedrooms:
5+2
Bathrooms:
6.0
Water supply:
Municipal
Kitchens:
3
Kitchens in Basement:
1
Bedrooms Above Grade:
5
Bedrooms Below Grade:
2
Kitchens Above Grade:
2
Rooms Above Grade:
12
Rooms Below Grade:
4
Heating type:
Radiant
Heating Fuel:
Gas
Fireplaces:
3
Foundation:
Poured Concrete
Roof:
Membrane
Basement:
Apartment, Separate Entrance, Finished
Fireplace Features:
Family Room, Living Room, Natural Gas, Rec Room
Fireplace/Stove:
Yes
Garage:
Attached
Garage Spaces:
2.0
Other Structures:
Gazebo
Parking Features:
Private Double
Parking Spaces:
2
Total Parking Spaces:
4.0
Family Room:
Yes
Possession Details:
Flex contact LA
Pool:
None
Link:
No
HST Applicable To Sale Price:
Included In
Assessment Year:
2025
Taxes:
$11,423 / 2025
Assessment:
$- / 2025
Northumberland
Cobourg
Cobourg
Beach, Clear View, Golf, Hospital, Marina, Park
Auto Garage Door Remote, On Demand Water Heater, Carpet Free, ERV/HRV, Sauna
Landscape Lighting, Landscaped, Patio, Privacy, Porch, Lawn Sprinkler System
Carbon Monoxide Detectors, Smoke Detector
All appliances, all light fixtures, all built ins, all blinds, all built-in speakers, garage door opener & 2 remotes, awning, gazebo, hot tub, security cameras, all smoke and carbon monoxide detectors, ring door bell.
Receiver for built in speakers, plug in water feature on rooftop patio.
None
Stucco (Plaster)
Yes
Lake, Panoramic, Skyline
Elevator
Floor
Type
Size
Other
Main
Living Room
23'9" × 17'3"
Main
Breakfast
14'8" × 7'2¼"
Main
Kitchen
17'6" × 10'2½"
Main
Bedroom
14'4½" × 14'2"
Main
Bedroom 2
14'9" × 13'11"
Main
Mud Room
8'4" × 6'11"
Second
Dining Room
20'4" × 17'11"
Second
Kitchen
23'8¼" × 12'2"
Second
Family Room
26'10" × 14'8¾"
Second
Bedroom 3
14'4½" × 14'2½"
Second
Bedroom 4
12'10" × 11'5¾"
Third
Great Room
26'9¼" × 18'3"
Third
Primary Bedroom
13'11" × 13'11"
Third
Common Room
10'1¼" × 6'
Basement
Kitchen
22'10" × 12'6¾"
Basement
Living Room
22'9¼" × 17'4¼"
Basement
Bedroom
14'4" × 13'9"
Basement
Bedroom
14'9" × 13'4"
Utilities Cable:
Available
Utilities Telephone:
Available
Utilities Gas:
Yes
Utilities Hydro:
Yes
Utilities Water:
Yes
Sewers:
Yes
Special Designation:
Unknown
Sewers:
Sewer
Air Conditioning:
Central Air
Central Vacuum:
No
Seller Property Info Statement:
No
Laundry Level:
Main Level
Date Listed:
Apr 03, 2026
Original Price:
Previous Price:
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Listed by RE/MAX ROUGE RIVER REALTY LTD.
Data was last updated April 30, 2026 at 12:15 PM (UTC)
Area Statistics
Listings on market:
120
Avg list price:
$780,000
Min list price:
$449,900
Max list price:
$2,899,900
Avg days on market:
36
Min days on market:
1
Max days on market:
592
These statistics are generated based on the current listing's property type and located in Cobourg. Average values are derived using median calculations. This data is not produced by the MLS® system.
This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.